Whop Fees Explained
The headline number is 2.7% + $0.30 per successful domestic card transaction. The number that decides your business is what lands in your bank after conversion, payouts, refunds and tax. This page walks through each fee category so nothing surprises you later.
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Transaction fees
This is the fee you will see most. It has two parts: a percentage of the sale and a small fixed amount. The fixed part is why cheap products feel expensive to process.
| Sale price | Approx. fee | Approx. you keep | Fee as % of sale |
|---|---|---|---|
| $9 | $0.54 | $8.46 | 6.0% |
| $29 | $1.08 | $27.92 | 3.7% |
| $50 | $1.65 | $48.35 | 3.3% |
| $199 | $5.67 | $193.33 | 2.8% |
| $997 | $27.22 | $969.78 | 2.7% |
Notice how the effective rate drops as price rises. If you sell a low-priced subscription, the fixed portion is a real cost, not a rounding error.
International cards and currency conversion
Selling globally is good for revenue and slightly worse for margin. Cards issued outside your home market can carry an added percentage, and if you price in a currency you do not settle in, conversion applies too.
Check both before you launch a campaign aimed at another country. A few extra points on every sale changes how much you can spend to acquire a customer.
Payout costs
Money collects in your account, then moves to your bank on a schedule. What to confirm in your dashboard:
- Which payout methods are available in your country
- How often payouts run and any holding period
- Whether a fee or minimum applies to your method
- What verification is required before the first payout
Refunds, disputes and chargebacks
Refunds return money to the customer. Whether the processing fee comes back to you depends on the platform's terms, so read them before you write your refund policy.
Disputes are more expensive than refunds because they cost time and can carry a separate fee. The cheapest dispute is the one you avoid: clear pricing, an obvious billing descriptor and fast support answers prevent most of them.
Taxes
Digital product tax rules depend on what you sell and where your customers live. Sometimes the platform handles collection, sometimes you do. This is the one area where a short conversation with an accountant in your country is worth the money.
Planning your margin
- Start with your price.
- Subtract the transaction fee, plus a buffer for international and conversion.
- Subtract your own delivery costs: tools, contractors, support time.
- Subtract an allowance for refunds and disputes.
- What remains is what you can spend on growth and still keep.
Do this once, honestly, before launch. It is the difference between a business that scales and one that gets busier without getting better.
FAQ
- How much does Whop take per sale?
- Standard pricing is 2.7% + $0.30 per successful domestic card transaction. International cards, currency conversion and optional services can add cost.
- Are there payout fees on Whop?
- Payout terms depend on your method, country and account status. Check the payouts section of your dashboard for the exact schedule and any cost that applies to you.
- Who pays the fees, me or my customer?
- The seller absorbs platform transaction fees out of the sale by default. If fees matter to your margin, build them into your price rather than adding a surcharge at checkout.
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Sources & references
Platform pricing and features change. Verify important details with Whop before making business decisions.
The SellOnWhop Editorial Team
Independent research on internet business platforms
We research how internet businesses actually get built and paid. Everything published here is reviewed against Whop's public documentation before it goes live, and pricing-sensitive pages carry a visible review date.
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